All lenders give customers’ the option of a faster payment transfer. This means that the loan is often available in your bank account within a few hours.
Whether you have a burst pipe, overdue phone bill or an unplanned overdraft, payday loans are designed to bridge the gap and plug the leak.
The latest technology is used to process all loan applications. This means that a decision is merely a click away.
We all know that one of the biggest stresses in life is money and juggling your finances to make ends meet. It gets even worse when an unexpected emergency pops up, and no one knows when they are going to have to take a trip to the dentists with a loose filling, or if you will need your car fixed because of an accident. If this happens and you are only paid once a month or perhaps once every two weeks. What happens when you have a sudden emergency you didn’t budget for in the middle somewhere?
The problem is if you have had issues in the past with credit or defaults on payments, then your credit score won’t be in the best shape. If youa’ve had these defaults on loans in the past, it can be hard to get a bank to finance a loan now. So, if you don’t have family members or friends that can help you, where do you turn?
Jamiea’;s Payday utilises a panel of the UKa’;s leading lenders. Matching your application with the best lender for your needs. You simply fill out a 60-second application form and you can be approved for any amount up to £1000.**
Payday loans are a quick solution to an often sticky situation. These online loans are a short term solution that is paid back in a month or less, and even if you have a less than stellar credit rating, you can still qualify!
There are just a few very straight forward criteria that you have to qualify for, and most times, you are able to have the money transferred directly to your UK bank account on the same day you apply*. In fact, many times you have access to the money within a few hours hour*. This means that, because you receive the money so quickly, you can deal with any problems that have popped up immediately, which can save you trouble in the long run.
It’s as simple as repaying the loan when you receive your next pay cheque, along with the interest, which is usually within 31 days or by the end of the month. So, no matter what your problem is, from a veterinary bill you didn’t foresee because the family dog became sick to the exhaust falling out of your car, you can get it taken care of as soon as possible. Just a note of caution, payday loans online although a godsend in certain situations should always be used responsibly and never as a solution to recurring debt problems.
Payday loans carry a fixed rate interest. This is repayable on your next payday
Representative Example: £200 for 30 days, you would repay a single payment of £248.00. Interest is 292% per annum (variable). Representative 1269.7% APR
These loans carry a higher APR as they are repaid after only one month and not a year
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk